Suit 6 Masca House House Number 119 & Kwame Nkrumah
Avenue Harare, Zimbabwe Ask your friend about this business.
LA Guard Insurance Brokers is licensed as an insurance broker in terms of the Insurance Act chapter 24; 07 and was established in the year 1999.The company started as a sole agent trading as LA Agents in 1998. The unending search for excellence bid saw the company grew from strength to strength. This continuous growth and expansion gave birth to the current L A Guard Insurance Brokers (Pvt.) Ltd.
VisionTo be the leading broker in Zimbabwe and beyond, offering professional and par excellence service
Mission StatementLA Guard Insurance Brokers seeks to achieve the confidence of customers through;
Security for insurance portfolios while giving competitive premium rates.
Prompt and appropriate attention to customers needs.
Professional approach in all business aspects
Building and retaining meaningful business partnerships.
LA Guard Insurance Brokers seeks to remain mindful at all times of its stakeholders needs. Such stakeholders include,
To carry on business with integrity and good corporate governance.
To strive for excellence, transparency, and professionalism in service delivery.
To remain conscious of insurance market developments and opportunity identification
To strive to increase the shareholder value
To pursue total quality management principles and guidelines.
Personalized service delivery
Our Product Portifolio
Motor Vehicle Insurance
Full Third Party
This gives you protection against legal liabilities in respect of death, bodily injury, or property damage to third parties. Losses or damage to your vehicle is not covered.
Full Third Party Fire and Theft
This is an extension of Full third Party cover to incorporate loss or damage to your vehicle as a result of theft or fire. This is suitable for vehicles which are not currently used on public roads. i.e. vehicles awaiting a certain mission or vehicles which have accomplished their mission
This is an extension of Full Third Party Fire and Theft to incorporate accidental own damage to the vehicle. This is the widest form of cover and we would recommend you to adopt this form of insurance cover
Home Comprehensive Insurance for Directors/Diplomats/Employees
This covers the building and the household contents of the house of directors, diplomats and employees against the following:
· Fire, Lightning and Explosion
· Flooding and Accidental damage
· Theft Following violent entry or exit.
NB: The building is defined to include outbuildings, fixtures and fittings, boreholes, pumps, gate motors etc. Discounts are given to buildings with security features.
Assets All Risks Policy
This is a policy that protects your assets on all risk basis against defined perils which include: fire, explosion, earthquake, sprinkler leakages, theft/ burglary. This is covered under the following Sections:
Fire & Allied Peris
This covers loss to the Office Building/Chancellery and office equipment against fire and associated perils.
This covers loss or damage to cash, stamps, cheques, postal orders and any other negotiable instrument. Cover is against accidental damage and theft
This covers loss or damage to property following theft involving violent or forcible entry into or exit into the your premises
This is a specific insurance designed to cover loss of money, property or distributable material as a result of dishonesty acts of the employees
This covers loss or damage to electronic equipment, data carrying devices and external data media caused by insured perils.
This covers damage or loss to fixed internal and external glasses
Goods In Transit Cover/Marine HullThis covers aid equipment, assets i.e. while being distributed within Zimbabwe or while in transit into Zimbabwe.
Group Personal Accident Insurance Policy
This gives 24 hour cover against accidental death or bodily injury on the lives of all employees caused by an outward violent and visible means.
Benefits:Death : 3 years current annual earnings
Permanent Disablement: % of 4 years current annual earnings
Temporary Total Disablement: 100% of current weekly earnings up to 52 weeks
Business Travel Insurance
This gives 24 hour world wide cover for Diplomats, project managers and coordinators for losses incurred while traveling locally or internationally on business trips. This also includes cover for personal effects of diplomats, project managers and coordinators.
· Medical Expenses
· Emergency Evacuation or Repatriation
· Accidental death, bodily injury or disablement
· Overseas Funeral Expenses
· Loss or damage to personal effects of the employee
This is designed to protect you against third party liabilities in respect of death, bodily injury and property damage sustained in connection with your business. This can be taken in the following sections:
· Employers Liability Insurance
· General Public Liability Insurance
Contractors Insurance / Project Insurance
This designed to cover property under construction and its related liabilities on all risks basis. Cover is taken up until the project under construction is handed over to the principal.
This is a product designed to cover the insured against electrical or mechanical breakdown together with associated liabilities to industrial plant and equipment.. Cover is normally provided to computers, boilers, lifts, lifting machinery etc
Bonds & Guarantees
We also offer the following bonds and guarantees:
· Goods In Transit Bond
· Removal In Transit Bonds
· Warehouse Bonds
· Bid/Tender Bonds
· Performance Bonds
· Supply Bonds
Branches Contact Details for LA GUARD INSURANCE BROKERS